We are one of the leading cooperative organisations providing occupational pensions in Switzerland. Our key figures illustrate this impressively.Current key figuresPerformance as of 31/12/2024 (ytd) (provisional)8.19 %Investment volume as of 31/12/2024CHF 10.6 billionCoverage ratio as of 30/09/2024 (unaudited)117.3 % Key figures as of 31/12/2023Affiliated companies1'851Active insured persons44'106Number of old-age pensioners6'581Pension conversion rates in 2024 (F 64/M 65)5.20 %Technical interest rate (as of 31 December 2022)2.00 %Tariff base (generation tables)BVG 2020Risk bearerQuote reinsurance Fixed assets Our fixed assets are continuously growing (in CHF million). Performance Thanks to a balanced asset investment, we regularly achieve a good performance (in % of assets). Interest Interest covers the entire retirement assets (mandatory and non-mandatory benefits). Interest rates20232024Retirement savings capital2.250 %1.250 %Special fund of affiliated companies (free resources etc.)1.000 %1.250 %Employer contribution reserve0.125 %0.125 %Interest on remunerations0.125 %0.125 %Default interest6.000 %6.000 % Coverage ratio We aim for a secure coverage ratio to enable us to provide our benefits. Administration costs Thanks to a lean structure, we keep our administration costs low. Administration costs per beneficiary Asset management costs Asset management costs as percentage of total expense ratio (TER)
